Does Rent-A-Center send you to collections?

Every payment you make at Rent-A-Center is fully protected. If you don’t pay and you don’t return the item, then the entire amount of the item becomes due, and is sent to collections.

What happens if I miss a payment with Rent-A-Center?

If you ever need to make a late payment, simply contact the manager of your Rent -A-Center store on or before your scheduled renewal (payment) date – we’ll be happy to work with you! At any time, you can contact your store to schedule a return of your product or return the merchandise in person and pause your payments.

Can you steal from Rent-A-Center?

Most rent-to-own customers make less than $36,000 a year, according to the association. “If they fail to make payments and give the product back, there is no theft,” said May.

Can I use a credit card at Rent-A-Center?

Call your local Rent-A-Center to pay with a card from Visa or Mastercard, keeping in mind that a $1.99 convenience fee may apply.

Will not paying my rent affect my credit?

Landlords generally don’t report unpaid rent to credit bureaus. However, once your account goes to collections, the collection agency will likely report it. Collection accounts stay on your credit report for seven years and can significantly hurt your credit score.

Does Rent-A-Center give refunds?

Unfortunately, Rent-A-Center doesn’t give refunds to its customers. If you return your product before you reach ownership, Rent-A-Center will give you a payment protection voucher, which won’t allow your payments to go to waste. You’ll be able to restart your agreement whenever you’re ready within the next two years.

Can I go to jail for not paying rent?

Debtors prisons are illegal in the US. The consequences of not paying rent might include some jail time in some situations. In case you owe rent to the landlord and you are in a fight with him, you can end up with jail time or at least a case in court.

Can Rent-A-Center prosecute me?

Rent-a-center aren’t going to have an actual warrant or court order. Usually no, as it’s a civil matter. Police only handle criminal matters. There’s a few situations where it could be considered criminal.

Can I return something to Rent-A-Center?

What is Rent-A-Center’s return policy? At any time, you can contact your store to schedule a return of your product or return the merchandise in person and pause your payments.

Does Rent-A-Center report items stolen?

Simply call your store manager. If your product is damaged, we will attempt to repair it. If your product is stolen, we will ask you to provide a police report.

Can my landlord ruin my credit?

If you pay all outstanding charges before moving, including any back rent and fees, breaking a lease won’t hurt your credit score. However, breaking a lease can damage your credit if it results in unpaid debt. Landlords generally don’t report unpaid rent to credit bureaus.

How do I report my rent to the credit bureau for free?

Services you can use to report rent payments

1. Experian RentBureau. If your property management company or landlord works with Experian’s RentBureau, your rent payment data can be reported to Experian for incorporation into your credit report with the bureau.
2. Rental Kharma.
3. Rent Reporters.

Does rent-a-Center report to the credit bureaus?

Rent-A-Center does not report your payment history to the credit bureaus. We know life happens so, we allow you to return your products at any time without further obligation. What information will I need to rent from Rent-A-Center?

Does rent-a-center have an automatic payment policy?

No, automatic payments can only be set for the standard amounts due on your items based on your pay frequency. If you want to take advantage of 4-6 Months Same as Cash or the Early Purchase Discount, contact your local store. What is Rent-A-Center’s late payment policy?

Does rent-a-center require a credit card?

Unlike other retail stores, Rent-A-Center doesn’t push you to open up a credit card with a high interest rate so that you can afford the furniture, appliances or electronics your family needs. Your agreement doesn’t require a credit check, no credit is extended, and no debt is incurred. Instead, we offer several ways to pay.

How do I make a payment on my rent-a-center account?

Rent-A-Center offers three ways to pay. Click here to find your store and make a payment. Call your local store to pay by phone with Visa or MasterCard. $1.99 convenience fee may apply. How do I set up an account to make my payments online?